An automated, unified, interactive system and methods for marketing. After a Marketer uploads transaction and customer data, the system automatically analyzes this data to predict at least one of the group consisting of purchase probabilities, likely buyers, up-sell opportunities, cross-sell opportunities, and potential defectors; selects a marketing campaign and customers to target in that marketing campaign, the step of selecting customers being based upon results from the step of analyzing customer and transaction data; predicts anticipated response rate and/or revenue from the marketing campaign; delivers at least one list of the customers to target, wherein the list of customers further comprises customer records; supplies an expert system to test elements of the campaigns such as targeting and offers; and collects fees based on a number of the records downloaded.
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