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Methods of registration for programs using verification processes with biometrics for fraud management and enhanced security protection
Methods of registration for programs using verification processes with biometrics for fraud management and enhanced security protection
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机译:使用带有生物特征的验证过程的程序注册方法,以进行欺诈管理和增强的安全保护
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摘要
Methods for pre-registering a participant in a program database using a participant smart card and biometric data in a verification process to manage fraud and enhance security and privacy protection are disclosed. The methods include pre-registering, or alternatively registering, individual information including biometric data in the program database, forming a secured registered account for the participant, and assigning the participant smart card to the participant with the secured registered account. The methods continue by determining risk factors for the participant, assigning at least one program with program risk factors to the participant, authenticating identity of the participant at a program access point, receiving eligibility verification or denial of the participant to access and use assigned programs, and updating the database data for exit verification. Cardless and contactless methods for identity authentication, eligibility verification, and exit verification include using biometric data or biometric data and assigned risk factors for accessing programs.
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