The present invention relates to a coordinated multiple step process for risk management of credit derivatives, coordinated by a computer and or mathematical models, for a copyright product valued for a specific period of time as defined by copyright laws depending on the life span of a product derived from the specific copyright, the improvement of the copyright product related directly to the risk value credit derivative provided by at least a financial institution for a predetermined region or country with different financial platforms and different hybrid financial instruments of different currencies for capital investment, and the expected return in investment on the basis of the credit and risk evaluated for at least each copyright article, and each specific region or country, and the predetermined time of utilization of the innovation.
展开▼
