Real-time modeling analysis of hazards data with large numbers of locations and with customized reporting and web-based delivery

摘要

A system for monitoring hazards and determining potential loss exposure resulting from those hazards, the system comprising:a first user input component for permitting a user to specify at least one geographic location to be monitored;a second user input component for permitting a user to specify at least one hazard parameter to be monitored for the at least one monitored location;a first data acquisition component for acquiring hazard data for the at least one monitored location, wherein the first data acquisition component is configured to acquire the data from at least two disparate data sources and aggregate that data in a seamless data set;a second data acquisition component for acquiring data regarding entities associated with the at least one monitored location;an analytical engine for determining the potential loss exposure to the entities associated with the at least one monitored location resulting from the occurrence of hazards at the at least one monitored location; anda reporting engine for reporting the results of the analytical engine to a user.;A method for monitoring hazards and determining potential loss exposure resulting from those hazards, the method comprising:specifying (i) at least one geographic location to be monitored, and (ii) at least one hazard parameter to be monitored for the at least one monitored location, and acquiring (a) hazard data for the at least one monitored location, wherein the acquired hazard data is from at least two disparate data sources, and aggregating the hazard data into a seamless data set, and (b) acquiring data regarding insured entities associated with the at least one monitored location;determining potential loss exposure to the entities associated with the at least one monitored location resulting from the occurrence of hazards at the at least one monitored location; andreporting the determined potential loss exposure to a user.