System and method for implementing an extended authentication and authorization credential store

摘要

A system and method for consumer-side (101) authorization and authentication is disclosed. In one embodiment, the method comprises receiving a request (210) for a credential from a business-side party (102), matching the credential request (220) to a set of available credentials, the available credentials comprising consumer-side information. The credential is retrieved from a credential store (230), and the authorization of the business-side party to receive the credential is evaluated (240) before returning a response (270). In another embodiment, the system comprises a receiver module (210) adapted to receive credential requests from business-side parties. The credential request is passed to a selection and matching module (220) for matching against consumer-side credentials. The credential is retrieved from a storage and retrieval module (230), but is not passed until an authorization module (240) allows a sender module (270) to return a credential response to the business-side party.