Method and system for constructing an online customer-directed interest rate deposit and loan platform

摘要

A method and system for an online customer-directed interest rate deposit and loan platform is disclosed, which applies to electronic direct finance, wherein interest rate competition is performed by a customer and the platform one by one. After logging into the platform, a member determines whether to apply for a credit amount. A member acquiring his credit amount inputs related bidding conditions into a bidding interface of the platform and performs one or several bidding activities with a bank/financial service supplier via an administrating server of the platform. Then, the administrating server of the platform processes settlement and delivery according to the bidding result.