Reimbursement process and processor for conducting a financial transaction

摘要

A purchase account is issued without association to a reimbursement account. The purchase account is registered, forming an association with the reimbursement account for reimbursement transactions. At least one purchase transaction is conducted by a user using the registered purchase account, including reimbursable and/or unallowable purchases. An obligation is created upon the user of the registered purchase account to pay for the at least one purchase transaction with funds associated with the user from an account other than the reimbursement account. Purchase transaction data associated with the at least one purchase transaction is collected and forwarded to a reimbursement processor. Purchases that are reimbursable from the purchase transaction data are identified using the reimbursement processor. Authorization for reimbursement is implemented when there are identified reimbursable purchases. The identified reimbursable purchases are associated with the reimbursement account based upon the association created between the registered purchase account and the reimbursement account.