Universal bank-protection construction includes face plate, counter-filter, stone bed ad underwater horizontal support massif. It in addition is provided with structural elements each of which is arranged as irregular triangular pyramid and is placed at diagonal on front surface of face plate with top to the lower end section, equipped with imbedded part with mounting plates that is arranged as saw-like and is placed on the upper rib of pyramid with teeth upward, at that the upper end part of the face plate is placed over calculated water level, and the lower end part is placed under calculated water level and rests on underwater horizontal support massif.
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