FINANCIAL LIFESTYLE NAVIGATOR AND BANKING SYSTEM

摘要

Methods and systems for electronic financial managementintegrate many aspects of the typical banking system with excitingeducational and social tools to engage users to participate in and learn aboutthe value of fiscal management. A web application for a network site maybe employed to allow users to establish accounts. Joint accounts may beestablished for teens or other users without the capacity or experience toindependently manage money, providing custodians control over thejoint account and opportunities to interactively engage the user viaeffective fiscal management tools. Aspects of the methods and systems forfinancial management may provide interactive opportunities for users to,for example, manage money, set goals, track finances, pay bills, shopsavvy, solicit advice from friends and family, and obtain answers tofinancial questions. Web applications may provide users mobile and online access to financial information, financial management tools, andvendor products and services.