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Card Issuing Method And Approval Processing Method for CMA Check Card and Server for the Method
Card Issuing Method And Approval Processing Method for CMA Check Card and Server for the Method
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机译:CMA支票卡的发卡方法和审批处理方法及服务器
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摘要
A method for issuing a CMA(Cash Management Account) check card, a payment approval method and a server for the same are provided to enable a customer to use cash managed by the CMA for online or offline payment with a check card by using an evaluation price of a beneficiary certificate of the CMA. A CMA managing/recording unit(360) manages a CMA assigned to each customer and records related information such as stored management asset. A card company collection account managing/recording unit(370) manages a collection account assigned to each cooperated card company and records the related information. A data communicator(310) communicates with a cooperated card company server. An approval processor(320) transfers an approved price to the collection account when the cooperated card company server approves a card payment price, and determines repurchase of the needed management asset. A beneficiary certificate management information recorder stores the information of the purchased management asset. A beneficiary certificate seller(340) repurchases the management asset with cash. A management asset evaluator evaluates a value of the management asset. A repurchase rule recorder records an automatic repurchase rule of the management asset based on an intension of the customer.
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