首页>
外国专利>
Macroeconomic-Adjusted Credit Risk Score Systems and Methods
Macroeconomic-Adjusted Credit Risk Score Systems and Methods
展开▼
机译:宏观经济调整后的信用风险评分系统和方法
展开▼
页面导航
摘要
著录项
相似文献
摘要
Various embodiments of the present invention provide systems and methods for automatically compensating an individual's credit risk score for macroeconomic data. In particular, various embodiments provide systems and methods to determine a macroeconomic risk score. In addition, various embodiments provide systems and methods to determine an adjusted credit risk score for an individual based on the individual's credit risk score and a macroeconomic risk score that serves as a scale adjuster to keep overall delinquency and/or loss rates in line as economic factors change.
展开▼