The present invention discloses a card reader (31) and a mobile payment terminal. The card reader (31) comprises an NFC antenna (311) connected to a dual interface smart stage card (32) for performing data interchange between a contactless card reading terminal and the dual interface smart stage card (32); an MCU (312) connected to the dual interface smart stage card (32) for reading data from the dual interface smart stage card (32) or writing data in the dual interface smart stage card (32); and a data interface unit (313) connected to the MCU (312) for establishing communication between the MCU (312) and a communication terminal. In an embodiment of the present invention, by installing an NFC antenna (311), the dual interface smart stage card (32) in the card reader (31) can interchange data with a contactless card reading terminal wirelessly in a passive environment.
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