Method for electronic funds transfer between applicant and recipient accounts, involves applying preset time after transfer, and automatically transferring transfer amount to recipient account after action of preset time

摘要

The method involves transferring a transfer amount from an applicant account (10) to a bank transfer lottery account (40), and applying a preset time after the transfer. The amount is automatically transferred to a recipient account (20) after an action of the preset time. A part of a credit account in the lottery account is transferred to a bank account after another preset time. A receipt with a unique identification is generated for an applicant for each transfer. An amount is specified depending on the transfer amount and the former preset time. Independent claims are also included for the following: (1) an arrangement with a chip and/or a processor (2) a computer program enabling a data processing device to execute a method for electronic funds transfer (3) a computer-readable storage medium storing programs to execute a method for electronic funds transfer.