Method for administrating counter of banking application embarked in apparatus i.e. mobile telephony terminal, for establishing radio connection, involves reinitializing counter in case of passed mutual authentication

摘要

The method involves simulating a payment transaction e.g. null amount transaction, using a payment application (3) by online authorization of a banking server due to over threshold of a counter. A mutual authentication process of the payment application and the banking server is implemented by radio connection for authorizing simulated online transaction. The counter is reinitialized in case of passed mutual authentication. An online authorization request cryptogram is generated by the payment application during simulation of transaction. Independent claims are also included for the following: (1) a managing module associated to a payment application (2) a system for realizing a movable payment transaction without contact, comprising an external reader.