PROBLEM TO BE SOLVED: To provide a novel and improved technique for allowing a user to purchase goods and services with a sense of security even without offering his/her own house as collateral.;SOLUTION: An insurance company terminal 300A includes: a communication unit 330 for performing communication with a sales company terminal; a storage unit 340 for storing an amount of insurance to be settled when a user dies; a user information updating unit 324 for acquiring a price of goods or service purchased by the user, as a purchase price, from the sales company terminal through the communication unit 330, and storing the purchase price in the storage unit 340; and a settlement processing unit 325A for deducting the purchase price from the amount of insurance stored by the storage unit 340.;COPYRIGHT: (C)2011,JPO&INPIT
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