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METHODS AND SYSTEMS FOR DATA MINING USING STATE REPORTED WORKER'S COMPENSATION DATA
METHODS AND SYSTEMS FOR DATA MINING USING STATE REPORTED WORKER'S COMPENSATION DATA
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机译:使用状态报告的工作人员补偿数据进行数据挖掘的方法和系统
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摘要
A worker compensation data mining computer system includes a data collection computer interface receiving worker's compensation data, optionally stored by a third party data provider or a state database, and a data mining computer processing unit analyzing the worker's compensation data to determine trends in the worker's compensation data. The data mining computer processing unit generates one or more of the following: a fraud communication, a model, a predictive variable, a marketing communication, a sales communication, a pricing communication, a prospecting communication, a ratings communication, a sales communication, and an underwriting communication. The system also optionally includes a modeling computer processing unit, that analyzes one or more of the worker's compensation data, underwriting models, sales models, pricing models, ratings models, marketing models, fraud models, and prospecting models, to determine whether to modify the at least one of the models. Computer implemented methods of generating alerts, insurance premiums, pricing an insurance policy, and alternative embodiments are also disclosed.
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