ONLINE PAYMENT METHOD THROUGH A MOBILE PHONE NUMBER PREVENTING THE LOSS OF THE CUSTOMER INFORMATION DUE TO THE EXPOSURE OF THE CUSTOMER INFORMATION

摘要

PURPOSE: An online payment method through a mobile phone number preventing the loss of the customer information due to the exposure of the customer information is provided to prevent the leakage of the information by replacing temporary OTP.;CONSTITUTION: A client terminal transmits payment unit selection information to a first server(815). An information receiving unit receives the mobile phone number information(840). An information confirmation unit confirms card information and OTP generation information(845). An OTP authentication processing unit receives the OTP information(870). A validity confirmation unit compares the received OTP with the OTP(875). A payment processing unit processes authentication-based card payment request(885).;COPYRIGHT KIPO 2011