Wired and wireless, yejeokgeum the financial account using a mobile Internet terminal withdrawal (loan) Management Method and System

摘要

The present invention provides a financial account related to the method of managing the withdrawal (loan) of a deposit financial account using a wired / wireless or a mobile Internet terminal, the withdrawal limit on the withdrawal card, the withdrawable balance notation, and the method of bank transfer, and the amount of the remittance limit on the receiving account. And to adjust the system and the system.;The present invention once, daily, monthly withdrawal limit and withdrawal in cash withdrawal (card, bank account), bank transfer (card, bank account, Internet banking), deposit security loan, insurance policy loan, etc. Possible balance notation and account transfer method The first priority is to securely maintain and maintain various financial accounts and withdrawal cards held by customers by setting and adjusting remittance limits on the receiving account.;Customers who have a financial account, or withdrawal limits, or recipients who want to register a receiving account, must perform registration and membership of the accredited certificate currently operated by the financial institution.The first step is to register the financial account held by the customer and In the process of requesting an application for approval, the process of requesting a registration application for a card that can be withdrawn from a financial account approved in the second step, and the person who can register the withdrawal limit and receiving account in the approved financial account in the third step. The process of selecting and requesting a registration application, the process of requesting an application for registration by setting and adjusting the withdrawal limit or receiving account by the approved target person in the fourth stage, and the process of entering into the mobile terminal in the fifth stage, 1 Set a daily withdrawal limit and the number of times you can enter it, and set a withdrawal limit with your mobile device. The process of requesting for approval by setting the action method in case of error, the process of requesting the application for approval by changing the method of displaying the withdrawable balance when the card is withdrawn to the sixth step, and the method of issuing the withdrawal statement when withdrawing the card with the seventh step. The process of requesting approval application, the process of requesting for approval by setting the amount of money, the sender, and the place when withdrawing the bank account in the eighth step, and the request for approval application by registering the transfer account and setting the transfer limit amount in the ninth step. Process, the process of requesting for approval by setting up the transfer method of account transfer remittance account as the tenth step, the process of receiving relevant data and searching for relevant information in the financial company database, determining whether to approve using the retrieved information, and approval The process of recording the data in the database of the financial institution, and notifying the terminal of the customer of the processed result. It is sex.;The present invention fully utilizes the above contents to prevent damage to customers, financial institutions, etc. due to illegal or illegal use of others due to loss, takeover, theft, forgery, card number, password leakage, computer hacking, etc. It is also to prevent abnormal withdrawal of the customer's financial account or withdrawal card by actively using the method to set and adjust the withdrawal limit that can be withdrawn from the spouse or child's withdrawal card or bank account.;Card, Financial Account, Withdrawal Limit, Target Person, Authorized Certificate, Internet, Mobile Terminal, Receiving Account, Withdrawal Statement, Remittance Limit