#$%^&*AU2012100096A420120322.pdf#####3 Abstract Shout Me! uses internet banking to send a percentage charge on a given ammount of purchases, to be paid on a specified date, to another person who then accepts the charge through their internet banking account. It allows people to cover or "shout" their mates and not have to chase up the debts because it is automatically placed into their account on the specified pay back date.
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