An Automated Rewards Platform For Different Audiences Utilizing Self-Regulating Algorithms and Game Mechanics

摘要

#$%^&*AU2012100850A420120705.pdf#####ABSTRACT Disclosed is a method servicing three types of user audiences within a rewards platform utilizing a universal point system, namely: (1) a user that purchases points to set up their own rewards program to reward different classes of users, (2) a user that utilizes free (non-purchased) points to set up their own rewards program to reward different classes of users and (3) a user that earns and redeems points following completion of predetermined activities. In one embodiment, the invention regulates the manner in which purchased, free, earned and redeemed points behave in an ecosystem. A method is disclosed for the exchange of points for services, goods and monetary value on a global scale. Other features of the disclosure involve the use of quarantining points when setting up rewards programs, deriving specific extrinsic values for the purposes of branding and a process of favoring rewards programs with one action.1/8 DRAWINGS. FIGURE 1 - BASIC PLATFORM INFORMATION FLOW Users Type 2's Financial Institution Users Type 1 0i z I IAdministrator's Financial Institution 0 Intemet/Intranet IntemeIllntranet CALL RESPONSE Admnistraor L RESPONSE CALL As0 0 Server Loyalty Program 1 Loyalty Program N Users Type 2 Intemet/Intranet Intemet/Intranet J a) 0 Administrator Bank m User's Type 2 Loyalty Program Account Users Type 3