Account free possession and transfer of electronic money

摘要

The account free possession and transfer of electronic money. Payment with E-Money is a settlement free process. Ownership and transfer occurs by means of name (identification number or URL) of the electronic bill and secure password. A person who knows the name and the password owns the money. Upon change of ownership the password has to be changed. The password change occurs on the server and the rest of the process in the individual wallet application or is processed manually by the user of E-Money.