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SYSTEM, METHOD AND ANALYTICAL PREDICTION PROCESS TO GENERATE CONSUMER PERSONALIZED LENDER APPROVAL AND PRICING COMPATIBILITY INFORMATION
SYSTEM, METHOD AND ANALYTICAL PREDICTION PROCESS TO GENERATE CONSUMER PERSONALIZED LENDER APPROVAL AND PRICING COMPATIBILITY INFORMATION
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机译:生成消费者个性化的贷方批准和定价兼容性信息的系统,方法和分析预测过程
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摘要
System and analytical prediction process to generate consumer personalized lender approval and pricing compatibility information is disclosed. The analytic prediction processes applied against historical data from an indiscriminant, autonomous and unaffiliated plurality of lenders is unique and affords consumers numerous advantages over the confusing and incentivized influences associated with the existing systems via an unbiased informational advisory record. Furthermore, the system may make certain information available to consumers that was previously kept private and made confidential by lenders. Consumers may save both time and money through a computer readable medium that identifies and publishes their most cost effective borrowing options, as well as provides guidance on recognizing and procuring equitable interest rates via an analytically derived numerical representation.
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