SYSTEM AND METHOD FOR HEALTH CARE FINANCING

摘要

A system for health care financing comprises at least two health care providers, a vendor/operator, an electronic price list, at least one employer having at least one participating employee, at least one deposit account for each of the employees, and at least one high-deductible insurance policy that is available to the participating employees. The electronic price list includes offers from the at least two health care providers, and consumer feedback data regarding past transactions between participating employees and the health care providers having a price listed in the electronic database. The health care providers have authority vary price offers in the price list, and can access the electronic database to vary their price offers. The participating employees can access the price list via the Internet to learn price offers extended by the providers, and to access the consumer feedback data. Payment for a transaction between a participating employee and a provider can be made from a consumer's deposit account without consulting a third party to decide the price of the transaction. The participating employees can place consumer feedback data into the electronic database after a transaction between a given employee and a provider having a price listed in the electronic database. The vendor/operator receives positive revenue from health are transactions between the employees and the providers having a price listed in the electronic database.