A method, an apparatus and an article of manufacture for estimating risk of impact of a natural disaster on a populated area. The method includes using dynamic natural disaster modeling information to estimate a spatio-temporal distribution of a parameter of a potential natural disaster, wherein the modeling information is input to an instance of a weather forecast model which computes simulation results for natural disaster parameters for an area at a given time interval and the results produced on each time step within the time interval the estimate of the spatio-temporal distribution, and using static demographic data to estimate risk of impact of the parameter of the natural disaster on a populated area based on the estimated spatio-temporal distribution, wherein the demographic data is overlayed with the estimated spatio-temporal distribution via applying a weight to each populated area based on historical natural disaster incidents and related impact for each area.
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