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MORTGAGE LOAN SYSTEM AND METHOD FOR HEDGE OF RISK ACCORDING TO INTEREST RATE VARIATION

机译:利率变动对冲风险的抵押贷款系统及方法

摘要

PURPOSE: A real estate security loan system capable of hedge for interest rate changes and a method thereof are provided to enable a client to achieve a financial goal in an individual financial design. CONSTITUTION: A computation unit(110) computes increase of an interest rate of a real estate security loan corresponding to change of a market interest rate A selection unit(120) selects one of a client, a bank, or an insurance company as an interest burden object based on the increase of the interest rate. An application unit(130) applies an interest burden for the increase of the interest rate to the selected interest burden object. [Reference numerals] (110) Computation unit; (120) Selection unit; (130) Application unit; (140) Setting unit; (150) Analysis unit; (160) Contract unit; (170) Control unit
机译:目的:提供一种能够对冲利率变化的房地产抵押贷款系统及其方法,以使客户能够在单个财务设计中实现财务目标。构成:计算单元(110)计算与市场利率的变化相对应的房地产担保贷款的利率的增加。选择单元(120)选择客户,银行或保险公司中的一个作为利息。利率增加的负担对象。应用单元(130)将用于增加利率的利息负担施加到所选择的利息负担对象。 [附图标记](110)计算单元; (120)选择单元; (130)申请单位; (140)设定单元; (150)分析单位; (160)合同单位; (170)控制单元

著录项

  • 公开/公告号KR20130015862A

    专利类型

  • 公开/公告日2013-02-14

    原文格式PDF

  • 申请/专利权人 WOORIBANK;

    申请/专利号KR20110078163

  • 发明设计人 MOON KWANG WON;

    申请日2011-08-05

  • 分类号G06Q40/02;

  • 国家 KR

  • 入库时间 2022-08-21 16:27:41

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