METHOD, SYSTEM AND APPARATUS FOR PROVIDING ELECTRONIC PAYMENT BY USING PHONE BILL INFORMATION

摘要

PURPOSE: An electronic payment method using phone bill information, a system thereof, and a device thereof are provided to safely authenticate OTP information through a communication company according to the phone bill information. CONSTITUTION: When payment request information is received from a product providing device(122), an electronic payment device(130) receives payment method information and OTP information from a device having identification information corresponding to user account information and authenticates the OTP information by using one or both of a communication company unit(140) and a phone bill proxy unit(150). After the authentication, the device processes payment. [Reference numerals] (110) Terminal; (112) Electronic payment application; (114) User terminal; (120) Communication network; (122) Product providing device; (130) Electronic payment device; (140) Communication company unit; (142) Communication company OTP providing device; (150) Phone bill proxy unit;