METHOD FOR PROTECTING ELECTRONIC PAYMENT USING A MOBILE COMMUNICATION TERMINAL AND A DEVICE THEREOF FOR PERFORMING DESIRABLE ECONOMIC ACTIVITIES BY STORING A PAYMENT BREAKDOWN IN REAL TIME AND CONFIRMING A FINANCE/PAYMENT BREAKDOWN

摘要

PURPOSE: A method for protecting electronic payment using a mobile communication terminal and a device thereof are provided to process payment only when an external authentication device exists within a signal reach distance, thereby enabling a safe electronic payment service.;CONSTITUTION: A storage module (136) of an electronic payment protection device (130) stores authentication information for authentication of a mobile communication terminal (110) and a breakdown of electronic payment which is processed in the mobile communication terminal based on the authentication information. A communication module (132) receives an authentication information request for the authentication of the mobile communication terminal through near field communication (NFC) from the mobile communication terminal and transmits the authentication information to the mobile communication terminal corresponding to the authentication information request.;COPYRIGHT KIPO 2013;[Reference numerals] (110) Mobile communication terminal; (111) Communication unit; (112) Memory; (113) Display unit; (114) Control unit; (115) Speaker; (116) Input unit; (120) Public certification/payment device; (130) Electronic payment protection device; (132) Communication module; (134) Control module; (136) Storage module; (138) Display module