VARIABLE SAVING METHOD AND A FINANCIAL SERVER FOR THEREOF, CAPABLE OF ENHANCING A YIELD RATIO OF A CLIENT BY AN AUTOMATIC VARIATION OF MONEY ACCUMULATED FROM A REGULAR SAVING FUND

摘要

PURPOSE: A variable saving method and a financial server for thereof are provided to maximize a cost averaging effect of a regular saving fund by changing an amount of money accumulated from the regular saving fund automatically according to a KOSPI index.;CONSTITUTION: A variable saving method and a financial server for thereof comprise the following steps: a reference index setting unit (11) sets up a standard index for dividing a stock price index into multiple price index sections; a fluctuation unit setting unit (12) sets up a change unit of the stock price index; an index section setting unit (13) sets up the multiple price index sections; a transfer amount setting unit (14) sets up an amount of money transferred from a deposit account of a client to the multiple price index sections; and a savings account management unit (16) determines a price index section including a closed price of the stock price index of a basic date among the multiple price index sections, and transfers an amount of money set in the determined price index section to a regular saving fund of the client.;COPYRIGHT KIPO 2013;[Reference numerals] (11) Reference index setting unit; (12) Fluctuation unit setting unit; (13) Index section setting unit; (14) Transfer amount setting unit; (15) Index checking unit; (16) Savings account management unit; (17) Fund managing unit