BANK TRANSFER SCAM PREVENTION SYSTEM AND BANK TRANSFER SCAM PREVENTION METHOD

摘要

PROBLEM TO BE SOLVED: To provide a bank transfer scam prevention system capable of preventing damage caused by a bank transfer scam by determining whether an account of a bank transfer destination is an account for implementing an unfair practice.;SOLUTION: The bank transfer scam prevention system comprises an unauthorized use account determination system for determining whether an account of a bank transfer destination is a suspicious account used for a bank transfer scam. On the basis of transaction information making correspondent client information, account information indicating information about the account of the bank transfer destination and a history of transactions in the account, the unauthorized use account determination system determines whether the account indicated by the account information of the bank transfer destination in the transaction information is a suspicious account. The bank transfer scam prevention system further comprises means for a remitter to acquire bank transfer destination result information about reliability of the bank transfer destination. In the case where the account of the bank transfer destination is a specific account being continuously utilized for salary remittance, payment of public utility charges or housing loan, annual pension receipt, salary payment, various tax payment, receipt/payment of stock dividend or the like, the account is excluded from the determination on whether it is a suspicious account.;COPYRIGHT: (C)2015,JPO&INPIT