首页>
外国专利>
System and Method for Using Credit/Debit Card Transaction Data to Determine Financial Health of a Merchant
System and Method for Using Credit/Debit Card Transaction Data to Determine Financial Health of a Merchant
展开▼
机译:使用信用卡/借记卡交易数据确定商家财务状况的系统和方法
展开▼
页面导航
摘要
著录项
相似文献
摘要
A system and a method for determining financial health of a selected merchant based on chargeback transaction data in a database of transactions. An indication, which can be a number representative of financial health, is generated by comparing the number of chargeback transactions for the selected merchant with the total number of transactions not involving chargebacks for that merchant. The comparison can be made during various time periods, such as from a month to a year. The indication representative of financial health for selected merchants may be made available to a cardholder or consumer, especially a cardholder who has purchased one or more undelivered forward-sold goods and/or services from the merchant. The system and method helps ensure that a cardholder is informed in a timely manner of bankruptcy or insolvency of a merchant, thereby allowing the cardholder to take remedial action.
展开▼