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Bankcard-System-Based Communication Method Achieving Instantaneous Settlement Between Merchant, Consumer and Distributor

机译:实现商户,消费者和分销商之间即时结算的基于银行卡系统的通信方法

摘要

The present invention utilizes an existing transaction processing and clearance system and POS equipment and implement a management module in the transaction and clearance processing system and a real-time processing module in POS equipment. As such, the present invention allows real time transmission and update of transaction information to the relevant transaction processing and clearance system so as to enhance management and clearance ability thereof. With the use and implementation of the present invention, the participating or clearance bank may effectively monitor the transaction information of the promotional events and allows electronic communication and processing of the transaction information which has not been currently available, and which brings radical changes to and enhance efficiency of current manual transaction clearance practice.
机译:本发明利用现有的交易处理和清算系统和POS设备,并在交易和清算处理系统中实现管理模块,并在POS设备中实现实时处理模块。这样,本发明允许将交易信息实时传输和更新到相关的交易处理和清算系统,以增强其管理和清算能力。通过使用和实施本发明,参与银行或清算银行可以有效地监视促销活动的交易信息,并允许电子通信和处理当前尚不可用的交易信息,这带来了根本性的变化并增强了交易性。当前手动交易清关实践的效率。

著录项

  • 公开/公告号US2014214521A1

    专利类型

  • 公开/公告日2014-07-31

    原文格式PDF

  • 申请/专利权人 FANG LING;

    申请/专利号US201114342988

  • 发明设计人 FANG LING;

    申请日2011-12-30

  • 分类号G06Q20/34;G06Q30/02;G06Q20/20;

  • 国家 US

  • 入库时间 2022-08-21 16:06:55

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