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SYSTEM AND METHOD FOR IDENTIFYING OUTLIER RISKS

机译:识别外部风险的系统和方法

摘要

To identify outlier risks, a risk assessment is received from a first computer, and the risk assessment comprises a plurality of risks and each risk comprises a plurality of words and a plurality of attributes. A risk category associated with the risk assessment is received from a second computer, and the risk category is based on the plurality of words and the plurality of attributes and the risk category is a selected one of a high risk category and a not-high risk category. A word count is calculated for each word in each risk category. A probability score is also calculated for each word to generate a plurality of probability scores associated with the risk, and a risk score is calculated for each risk and is based on the plurality of probability scores associated with the risk. A distribution is generated that indentifies the high risk category and the not-high risk category, and the distribution identifies the risk score in the associated risk category. It is determined whether the risk associated with the risk score is an outlier for the associated risk category.
机译:为了识别异常风险,从第一计算机接收风险评估,并且该风险评估包括多个风险,并且每个风险包括多个单词和多个属性。从第二计算机接收与风险评估相关联的风险类别,并且该风险类别基于多个单词和多个属性,并且该风险类别是高风险类别和非高风险中的选定的一个类别。计算每个风险类别中每个单词的单词计数。还针对每个单词计算概率分数以生成与风险相关联的多个概率分数,并且针对每个风险计算风险分数并基于与该风险相关联的多个概率分数。生成标识高风险类别和非高风险类别的分布,并且该分布标识关联风险类别中的风险评分。确定与风险评分相关联的风险是否是相关联的风险类别的异常值。

著录项

  • 公开/公告号US2014156340A1

    专利类型

  • 公开/公告日2014-06-05

    原文格式PDF

  • 申请/专利权人 BANK OF AMERICA CORPORATION;

    申请/专利号US201213692532

  • 发明设计人 DANIEL C. KERN;

    申请日2012-12-03

  • 分类号G06Q10/06;

  • 国家 US

  • 入库时间 2022-08-21 16:06:07

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