Method and Apparatus For Payment of HealthCare Costs and Associated Health Care Credit Card

摘要

A method by which a consumer pays for services provided by a service provider with a payment card issued by a payment card provider. The method comprises: using the payment card, the consumer paying the amount due for the services less a discount amount, wherein a discount table agreed to by the payment card provider and the service provider indicates for each one of a plurality of discount amounts an incentive fee payable to the payment card provider; the payment card provider paying the healthcare provider the amount due less the discount and less the incentive fee; and the payment card provider debiting a payment account of the consumer with the amount due less the discount.