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Rewards program with payment artifact permitting conversion/transfer of non-negotiable credits to entity independent funds
Rewards program with payment artifact permitting conversion/transfer of non-negotiable credits to entity independent funds
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机译:带有支付工件的奖励计划,允许将不可转让信用转换/转移到实体独立基金
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摘要
An entity establishes a non-negotiable credit account for a member of the loyalty program. The member of the loyalty program is provided with a payment artifact. Non-negotiable credits are added to the account in response to the payment artifact being used for purchases of goods or services. Quantities of the non-negotiable credits are redeemable for member selected goods or services per terms-of-use of the loyalty program. A subset of the non-negotiable credits are convertible to entity independent funds of a different loyalty program of a commerce partner. The entity independent funds are redeemable for commerce partner goods or commerce partner services of the different loyalty program.
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