METHOD FOR ENABLING A CUSTOMER TO PERFORM A TRANSACTION FOR AN ITEM USING VARIOUS LOYALTY PROGRAMS

摘要

A method and apparatus are disclosed, the method for enabling a customer to perform a transaction for an item. A plurality of loyalty programs may be used to perform the transaction. A cash payment may additionally be used if not enough points are used for the transaction. A profit made from the transaction is determined and is shared amongst the clients managing the loyalty programs used for performing the transaction.