An apparatus including data bearing medium for seasoning a device using data obtained from multiple transaction environments

摘要

An apparatus includes a processor and a set of instructions stored in a memory, where when executed by the processor, the instructions implement a method or process of determining if a consumer device should be accepted as valid based on correlating a location of the device with a location of a different transaction involving the same account. This enables an authorization decision for a transaction to be made at an earlier stage of the overall authorization process, or with less data processing or computational resources than might otherwise be required.