METHOD AND SYSTEM FOR MAKING OVERSEAS REMITTANCE USING REMITTANCE CARD

摘要

PROBLEM TO BE SOLVED: To solve problems of conventional overseas remittance services, such that every remitter is required to open an account even for a short-term use, the account not in use anymore continuing to remain as an unnecessary resource unless the account is cancelled, and meanwhile, use application procedures is complicated and incorrect remittee is possible to be designated.;SOLUTION: When a contractor of an overseas remittance service, for whom a remittance card is issued, deposits money in an ATM, a computer of a remitting financial institution receives data of deposited money from the ATM, searches corresponding remitter data and remittee data on the basis of a card number in the data of deposited money, calculates a service charge on the basis of the remittee data to create remittance data, and transmits the remittance data to a computer of a remittee financial institution.;COPYRIGHT: (C)2016,JPO&INPIT