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A method of facilitating monetary transaction using videos in a monetary transaction terminal.

机译:一种在货币交易终端中使用视频来促进货币交易的方法。

摘要

The method comprises: receiving a request for a monetary transaction from a user, at a monetary transaction terminal, wherein said request is in the form of a video that is input through a video capturing and processing apparatus; obtaining and processing said user"s biometric data using a biometric data module implemented as a part of said monetary transaction module apparatus, and generating said user"s processed biometric data; sending said request from said monetary transaction terminal to a service server associated with a service that facilitates and processes said monetary transaction; receiving said request from said monetary transaction terminal at said service server; sending said user"s processed biometric data from said monetary transaction terminal to said service server; receiving said user"s processed biometric data at said service server; performing a biometric authentication process using an authentication module in said service server, wherein said authentication process comprises comparing said user"s processed biometric data and a pre-stored biometric data associated with said user; issuing a notification of a successful authentication by said authentication module, if said user"s biometric data and said pre-stored biometric data match; issuing a notification of an unsuccessful authentication by said authentication module, if said user"s biometric data and said pre-stored biometric data do not match; interpreting and transcribing instructions and information conveyed by said user in said video, in said service server, resulting in a machine understandable transaction call generating a transaction log associated with said transaction request; sending said transaction call to a third party server associated with a financial entity with which said user has a monetary account ,upon issuance of said notification of successful transaction; receiving a permission to complete said monetary transaction, wherein said permission is sent from said third party server to said service server; sending an instruction from said service server to said monetary transaction terminal to complete said requested monetary transaction; receiving said instruction at said monetary transaction terminal; completing said monetary transaction at said monetary transaction terminal ,wherein said user realizes the output of said monetary transaction through said monetary transaction terminal.
机译:该方法包括:在货币交易终端处,从用户接收对货币交易的请求,其中,所述请求是通过视频捕获和处理设备输入的视频的形式;以及使用被实现为所述货币交易模块设备的一部分的生物数据模块来获取和处理所述用户的生物数据,并生成所述用户的处理后的生物数据;将所述请求从所述货币交易终端发送到与促进和处理所述货币交易的服务相关联的服务服务器;在所述服务服务器处从所述货币交易终端接收所述请求;从所述货币交易终端向所述服务服务器发送所述用户的处理过的生物统计数据;在所述服务服务器上接收所述用户的处理过的生物统计数据;使用所述服务服务器中的认证模块执行生物认证过程,其中所述认证过程包括比较所述用户的处理过的生物数据和与所述用户相关联的预存储的生物统计数据;通过所述认证模块发出成功认证的通知,如果所述用户的生物特征数据和所述预存储的生物特征数据匹配;如果所述用户的生物特征数据和所述预存储的生物特征数据不匹配,则通过所述认证模块发出认证失败的通知;在所述服务服务器中解释和转录由所述用户在所述视频中传达的指令和信息,从而在机器可理解的交易调用中,生成与所述交易请求相关联的交易日志;在发布所述成功交易通知之后,将所述交易调用发送给与所述用户具有货币账户的金融实体相关联的第三方服务器;完成所述货币交易的许可,其中,将所述许可从所述第三方服务器发送到所述服务服务器;从所述服务服务器向所述货币交易终端发送指令以完成所述请求的货币交易;在所述货币交易终端接收所述指令;在s完成上述货币交易辅助货币交易终端,其中所述用户通过所述货币交易终端实现所述货币交易的输出。

著录项

  • 公开/公告号IN2013MU01576A

    专利类型

  • 公开/公告日2015-03-13

    原文格式PDF

  • 申请/专利权人

    申请/专利号IN1576/MUM/2013

  • 发明设计人 AMIT KUMAR JAIN;

    申请日2013-05-01

  • 分类号G06K5/00;G07F19/00;

  • 国家 IN

  • 入库时间 2022-08-21 15:14:53

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