mobile payment arrangements and instant interpersonal processes

摘要

the invention relates to a new mobile payment service (p2p) based on the instantaneous levels of new fixtures and processes using said dual card and combining (sc) and conventional (c) for payment and withdrawal of the automatic teller machines (atms),.the invention is to enable a user of a general mobile phone to transfer money all the time, and instantly, to another user of a mobile phone. it can withdraw the money in automatic teller machine (atm) or spend with paying a service provided by means of a credit card payment.the invention provides a technical solution to the problem, therefore, in the instatnu00e9itu00e9 monetary transfers). on the economic front, the object of the invention is by its nature a service oriented market to the banking sector.it is capable of industrial application, in addition to being accessible to the greatest possible number of mobile phone users and what they have in courtant banking or not. finally, the processes underlying the service in question are both in the field of payment (m) (m) of the area of the system.