MOBILE PAYMENT SYSTEM AND MOBILE PAYMENT METHOD USING DYNAMIC TRACK 2 INFORMATION

摘要

The present invention relates to a mobile payment method using dynamic track 2 information, which provides a mobile payment environment having improved security by: enabling a card company server to process all encoding and decoding steps for track 2 information; and preventing a payment device, a card reader, and a relay server from being involved in the encoding and decoding steps.