Payment system for financial transaction card using NFC smart phone and payment method of financial transaction card therefor

摘要

An application for extracting and processing chip information for electronic settlement received through an NFC antenna and an NFC antenna is installed in a smartphone and an electronic The present invention relates to a financial card payment system using an NFC-equipped smart phone and a method of payment using the same. More particularly, the present invention relates to a financial card payment system using an NFC- A settlement application for receiving settlement request information of a financial card for transmitting card information to the NFC antenna through the payment application and a communication unit of the smartphone, Wherein the NFC antenna comprises an IC And the financial card payment system using the NFC-equipped smartphone is connected to the smartphone through the communication network, and transmits IC chip information of the financial card received through the NFC antenna to the communication unit of the smartphone and the communication network And an IC reading server for receiving and reading the IC reading data.