METHOD AND SYSTEM FOR UNITED INVESTING BASED ON ACQUAINTANCE

摘要

Disclosed are a method and a system for united investment based on acquaintances capable of activating investment in funds for general people. The system for united investment based on acquaintances comprises: an independent account generating unit; an investment object obtaining unit; an investor status classifying unit; an investor status transfer unit; a loan processing unit; an investment executing unit; and an investment distributing unit. The independent account generating unit generates an independent account to which a dependent account of each member is connected. The investment object obtaining unit obtains a particular investment object after providing a forum on recommended investment objects. The investor status classifying unit classifies members into an investment developer, an investment supporter, an investment dissenter, and an investment neutral party in response to the particular investment object, and provides the information to member terminals. When an investor status transfer is requested through at least one member terminal, the investment status transfer unit re-classifies the members into an investment developer, an investment supporter, an investment dissenter, and an investment neutral party in response to the transfer, and provides the investor status information on the relevant investment. When a loan process is completed, or an investment from each dependent account is transferred to the independent account, the investment executing unit invests the investments transferred to the independent account in the obtained investment object. The investment distributing unit divides return on investment according to the investor status information, and transfers the divided return on investment to the dependent counts.