Mobile payments using proximity-based peer-to-peer communication and payment intention gestures

摘要

The present disclosure relates generally to mobile payments using proximity-based peer-to-peer (P2P) communication and payment intent gestures. In particular, the mobile device can detect a characteristic payment intention gesture from one or more signals generated by one or more sensors on the mobile device. For example, the signal may indicate that a gesture has been made by the mobile device against a passive target that can resonate to indicate that a payment intent gesture has been made. The mobile device then receives the transaction details via the proximal P2P connection in response to detecting the payment intention gesture, and in response to receiving the input confirming the transaction details, the proximal P2P connection You may send a message via to complete the mobile payment. Further, the passive target may be configured to produce a well-defined resonant response that can be used to identify the passive target (eg, using a microphone on the mobile device).