MOBILE PHONE SUBSCRIBER IDENTITY CARD BASED ON MULTICHANNEL DIGITAL AUTHENTICATION OF MOBILE PAYMENT

摘要

The invention discloses a mobile phone subscriber identity card on multichannel digital authentication of mobile payment, including a card body and an in-card circuit integrated in the card body. The in-card circuit includes an MCU security chip; one or more digital authentication certificates are stored in the MCU security chip, and a digital certificate authentication processing module for authentication of the digital authentication certificate is provided; the in-card circuit includes a data link for transmitting data of the digital authentication process; the digital certificate authentication processing module is connected to the mobile phone terminal through the data link, and to a third-party authentication institution through a network resource of the mobile phone terminal online, to conduct digital certificate authentication. The mobile payment is not confined by telecommunication operators and financial banks, but is operated by the subscriber, thereby achieving mobile payment securely, quickly and conveniently.