首页> 外国专利> METHOD OF REDUCING EMPLOYER HEALTH RELATED COSTS WHILE PROMOTING EMPLOYEE WELLNESS AND HEALTH BENEFIT PLAN STRATEGY FOR SAME

METHOD OF REDUCING EMPLOYER HEALTH RELATED COSTS WHILE PROMOTING EMPLOYEE WELLNESS AND HEALTH BENEFIT PLAN STRATEGY FOR SAME

机译:在提高员工健康水平和福利计划策略的同时减少员工健康相关成本的方法

摘要

In an effort to reduce employer health insurance related costs, at least one benefit under a health benefit plan is conditional on the employee voluntarily participating in a wellness program. The wellness program could include wellness categories such as a tobacco free category, normal blood pressure category, regular exercise category, a non-overweight category, a healthy cholesterol level category, a healthy blood glucose level category, and possibly even a category for participation in a health risk assessment. The invention may be implemented by an employer adopting a health plan with a higher deductible over a previous year, and providing credits against that deductible for employees who satisfy requirements regarding each of a variety of wellness categories. This should enable the employer to realize an immediate savings in the year that the invention is implemented, and future savings in years thereafter from healthier employees having lesser numbers of claims and smaller dollar claims.
机译:为了降低与雇主健康保险相关的费用,根据健康福利计划,至少一项福利取决于雇员自愿参加健康计划。健康计划可以包括健康类别,例如无烟类别,正常血压类别,定期运动类别,非超重类别,健康胆固醇水平类别,健康血糖水平类别,甚至可能包括参与活动的类别。健康风险评估。雇主可以采用一项健康计划,该健康计划的自付额比上一年更高,并为满足各种健康类别中的每一个类别的要求的雇员提供该自付额的抵免额,可以实施本发明。这将使雇主能够在实施本发明的那一年立即实现节省,并在此后的几年内从健康状况更好的雇员那里获得较少的索赔,而雇员的索赔数量较少,美元索赔较小。

著录项

  • 公开/公告号US2016283907A1

    专利类型

  • 公开/公告日2016-09-29

    原文格式PDF

  • 申请/专利权人 DOUGLAS J. SHORT;

    申请/专利号US201615172731

  • 发明设计人 DOUGLAS J. SHORT;

    申请日2016-06-03

  • 分类号G06Q10/10;G06Q40/08;

  • 国家 US

  • 入库时间 2022-08-21 14:35:59

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