METHOD FOR IMPROVING OPERATING PROFITS WITH BETTER AUTOMATED DECISION MAKING WITH ARTIFICIAL INTELLIGENCE

摘要

A business method to reverse an authorization request denial made according to general guidelines if the particular customer and the particular transaction pass various threshold tests. Alternatively, each customer is assigned different and independent personal thresholds for transaction types, amounts, times, locations, and context. These thresholds are then applied if an instant payment transaction request is about to be declined.