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METHOD AND SYSTEM FOR IMPLEMENTING SELF-IMPOSED SPENDING LIMIT
METHOD AND SYSTEM FOR IMPLEMENTING SELF-IMPOSED SPENDING LIMIT
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机译:实现自我施加的支出限制的方法和系统
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摘要
A method for imposing spending limits includes: storing data related to a payment account; receiving a spending limit request from a consumer associated with the account, the request including a spending target and spending category; generating a budget including a starting spending limit and two or more periods of time; applying, to the account, a spending limit, such that a value of transactions funded by the account during a first period of time and related to the spending category cannot exceed the applied spending limit, wherein the applied spending limit is the starting spending limit; decreasing the applied spending limit after the first period of time, such that transactions funded by the account during a second period of time cannot exceed the decreased applied spending limit; and repeating the decreasing step until the applied spending limit is equal to the spending target.
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