System and method for gathering and presenting credit information and loan information for individuals and small businesses

摘要

Engines, systems and methods are disclosed for capturing inputs from an existing or prospective small business owner through an Internet-based graphical user interface, gathering small business and consumer credit data from external sources, combining with data sourced from a database of lender preferences specifying particular loan application characteristics and delivering an output of information, educational lessons, loan qualification offers, and a heuristic assessment of funding likelihood.