SYSTEM FOR DETERMINING AN UNDERWRITING RISK, RISK SCORE, OR PRICE OF INSURANCE USING SENSOR INFORMATION

摘要

A system (900) for determining a level of underwriting risk (917), a risk score, or a price of insurance (918) associated with an individual (901) performing a physical or mental activity, the system comprises one or more sensors (920) configured to record first information (907) related to the properties (910) of one or more eyes of the individual (901) selected from the group: pupil size or dilation; eyelid state or motion; microsaccade amplitude frequency or orientation; or vergence, while the individual is performing the physical or mental activity; one or more processors (906, 908), wherein one or more processors (906, 908) compares the first information (907) with threshold information and generates a level of underwriting risk (917), a risk score, or a price of insurance (918) for the individual (901) based at least on the comparison.