New, extended use for the information - and - - process data exchange between bank and customer, by the use of a modified customers - ec - card to terminals of a bank, which apply to the customer as a secure interface.

摘要

1. A method for information - and data exchange between bank, electronic cash - automatic manipulating units and customer, without the internet, by a suitable modified chip = ec - card.2.1 The comfortable book posture - programs functioning online. The problem is the internet. The media clash on banking terminals, cash registers systems, by means of the tatstur - a / and paper - output is expensive, time - complicated, susceptible to trouble and hinders an electronic further processing in the accounting. The electronic data carrier exchange has not proved successful.2.2 By additional transmitter - and reception of data files on the chip, the ec - card for bidirectional data carrier. This is an alternative to the internet and data carrier exchange method. A decoding - and authentication check is ensured by the system operator.2.3 Of the data exchange with the bank and number of operations on payment machine per ec - card eliminates the need for the bank of paper, the customer the inching and permits the electronic further processing in the accounting in a similar manner to the executing home banking functions. Older people with an area where pc, with a modified accounting program offline, and the work in the read - reading device, which is connected / decrypted data, with this card transport in the form of data -, - medium offline - exchange. Upon paying for the same when the till receipt is written on the card. however, it also the accounting pleased.